← PCI DSS 4.0.1 · Req 8 — Identify and authenticate

8.3 — Strong authentication factors

high authentication

Requirement

User authentication factors are strong: passwords are at least 12 characters (or 8 where the system does not support 12) with numeric and alphabetic characters, accounts lock out after no more than 10 invalid attempts, and where passwords are the only factor they are changed at least every 90 days or access is analysed dynamically.

What the engine looks for

Every group below must be satisfied — by an affirmative statement, not a plan, a hedge or a denial — for the control to count as covered. A term ending in … matches any word it begins. Supporting terms do not change the verdict — they raise confidence and distinguish a policy that names a mechanism from one that gestures at a category.

Required element 1 — any one of
passwordpasswordspassphrasepassphrases
Required element 2 — any one of
12 characterstwelve charactersminimum lengthat least 12complexitylockoutlocked outinvalid attempts90 days
Supporting terms — specificity signals
8.3.48.3.68.3.9password managerbreached password
Contradiction markers

Finding any of these outranks coverage — a policy that admits the gap is worse than silence.

passwords are shared password is shared

Equivalent controls elsewhere

Matched on shared topics. Satisfying this control usually moves these too.

FrameworkControlTitleShared topics
ISO 27001 A.5.15 Access control authentication
ISO 27001 A.5.17 Authentication information authentication
ISO 27001 A.8.5 Secure authentication authentication
HIPAA 164.312(a)(1) Access control — unique identification and emergency access (R/A) authentication
HIPAA 164.312(d) Person or entity authentication (R) authentication
GLBA 314.4(c)(5) Multi-factor authentication for any individual accessing information systems authentication
NIST CSF 2.0 PR.AA-01 Identities and credentials are managed authentication
NIST CSF 2.0 PR.AA-03 Users, services and hardware are authenticated authentication